Life’s Lessons

My grandfather is a World War II veteran. He’s been receiving a pension since then until he died. I just don’t know if my grandmother is still receiving his pension from both the governments of United States and Republic of the Philippines as a surviving spouse after my grandfather died last year. For me, the amount of pension is nothing compared to their sacrifices such as risking their lives for the country during the war. These veterans should enjoy all the benefits that the government could afford to give them. Sad to say, their pension is not enough now to even buy their maintenance medicines and sustain their daily needs. While some veterans were able to purchase a house and didn’t have problem paying it, other veterans are having a hard time paying the va loans that they have availed. So va refinance comes in the picture.

Veterans who have availed of va home loans before could apply for refinancing at a lower market share. Hence there’s no additional cost for them. For those who are interested in refinancing, there are two options offered MyvaRefinance.net so it’s up for the borrower to choose which is more convenient to pay. Anyway, I am just glad that my grandparents doesn’t have to go through this hard moments in their finances especially in their retiring age.

Another motto that I and Ace are living with now is “there’s a time for everything”. You see, we aren’t into saving much this time because we are still in the stage of personal gratification aside from our monthly financial obligations. I was concerned about this one time so I told him (in a worried manner) “we aren’t saving” and he immediately replied “there’s a time for that. For now let’s just enjoy the fruit of our labor”. Exactly! Let’s enjoy life! Coming from my husband’s mouth who is such as worrier for the future? He must have changed his paradigm. That made me think, it’s ok to shop!LOL. We are taking turns in spoiling each other and we both love it! Hence, there’s always time for everything.

A time to shop and a time to save

A time to enjoy life and a time to worry about the future

A time splurge on things and a  time to buy gold bullion for investment

A time to sow and a time to reap the rewards of what we sow.

Truly, things in life has its own perfect timing. Life is great only if you know how to enjoy the moment and not focus on worrying about what we will eat tomorrow, in short, trust in HIM.

I am contemplating of a nice business to help support in our daily needs should I get tired of working online and blogging. Or, it could be a good business that I can do at home. Aside from the online store of goods from the US (which I and Ate Eunice have planned), what interests me is making Durian goodies. I am not so impressed with the packaging of our existing Durian delicacies here in Davao. It is far different how other places pack their delicacies. It’s world-class! I was so impressed with the packaging of the Pili Nuts from Bicol Region, the Peanut Kisses of Bohol, the Pastel of Camiguin, the Dried Mangoes of Cebu, and other provinces. So if I make my own Durian goodies, the big difference from the existing brands is the packaging. Of course the taste will always be the same. I can make it taste like Lola Abon’s, I assure myself!hahaha. Oh well, that’s a long way to go. Before my Durian candies will be known, I have to have a name first. So a brand name is needed to apply for a business permit. And getting a business permit requires a lot of effort, a lot of documents, etc. that I may need the services of a bookkeeper or a CPA firm like the Kondler CPA to take care of everything. That if I wanted a hassle-free processing. Oh, my bad! Kondler is a Las Vegas cpa firm so it’s impossible for me to get their services. But I will truly recommend them to friends in Vegas who are looking for CPA firms to take care of their financial statements and tax compliance. Kondler CPA also offers business consulting so it’s a plus. So friends in Vegas, why not try the services of Kondler CPA. I’m sure you’ll be one happy business owner.