Life’s Lessons » Finances

Perfect timing

kerslyn — Thu, 18 Feb 2010 18:43:05 +0000

Another motto that I and Ace are living with now is “there’s a time for everything”. You see, we aren’t into saving much this time because we are still in the stage of personal gratification aside from our monthly financial obligations. I was concerned about this one time so I told him (in a worried manner) “we aren’t saving” and he immediately replied “there’s a time for that. For now let’s just enjoy the fruit of our labor”. Exactly! Let’s enjoy life! Coming from my husband’s mouth who is such as worrier for the future? He must have changed his paradigm. That made me think, it’s ok to shop!LOL. We are taking turns in spoiling each other and we both love it! Hence, there’s always time for everything.

A time to shop and a time to save

A time to enjoy life and a time to worry about the future

A time splurge on things and a time to buy gold bullion for investment

A time to sow and a time to reap the rewards of what we sow.

Truly, things in life has its own perfect timing. Life is great only if you know how to enjoy the moment and not focus on worrying about what we will eat tomorrow, in short, trust in HIM.

Home business

kerslyn — Sun, 15 Nov 2009 16:09:56 +0000

I am contemplating of a nice business to help support in our daily needs should I get tired of working online and blogging. Or, it could be a good business that I can do at home. Aside from the online store of goods from the US (which I and Ate Eunice have planned), what interests me is making Durian goodies. I am not so impressed with the packaging of our existing Durian delicacies here in Davao. It is far different how other places pack their delicacies. It’s world-class! I was so impressed with the packaging of the Pili Nuts from Bicol Region, the Peanut Kisses of Bohol, the Pastel of Camiguin, the Dried Mangoes of Cebu, and other provinces. So if I make my own Durian goodies, the big difference from the existing brands is the packaging. Of course the taste will always be the same. I can make it taste like Lola Abon’s, I assure myself!hahaha. Oh well, that’s a long way to go. Before my Durian candies will be known, I have to have a name first. So a brand name is needed to apply for a business permit. And getting a business permit requires a lot of effort, a lot of documents, etc. that I may need the services of a bookkeeper or a CPA firm like the Kondler CPA to take care of everything. That if I wanted a hassle-free processing. Oh, my bad! Kondler is a Las Vegas cpa firm so it’s impossible for me to get their services. But I will truly recommend them to friends in Vegas who are looking for CPA firms to take care of their financial statements and tax compliance. Kondler CPA also offers business consulting so it’s a plus. So friends in Vegas, why not try the services of Kondler CPA. I’m sure you’ll be one happy business owner.

Tax compliance

kerslyn — Sun, 15 Nov 2009 10:57:07 +0000

While I am enjoying my earnings in full, no government mandated deductions and others, I don’t enjoy the benefit of being able to apply for transactions that needs ITR. I could have qualified for Pag-Ibig housing loan but I don’t have that document. Same with my other colleagues, they are deprived of the chance to apply for housing loan with HDMF. I told our neighbor about my plan of getting the services of a bookkeeper to take care of the financial statement and individual tax compliance so I’ll have that sought-after form – ITR. Luckily, everybody (DWC people) here in Davao are also planning to get a bookkeeper for the same purpose as mine. Since I have no idea about accounting firms here, we might as well get my former colleague or her husband (Ace’ colleague) to take care of our tax compliance. If only we’re in Las Vegas, chances are we might get the services of Kondler CPA – as they are one of the Las Vegas cpa firms with good records in providing services for their clients in terms of financial accounting, tax services, business consulting and financial services. Kondler has extensive experience in handling clients in different industries hence we could be sure that they won’t fail us. Well, we’re not in Vegas, we’re in Davao so we will just get a local CPA.