Almost everyday I receive unsolicited mail offering credit cards but I am not interested in getting one so it all went to the trash folder. Ace has a supplementary card from MIL which is intended for grocery shopping and until now we haven’t tried using it. As I have said in my previous post, having a credit card can help in one way or another. According to MIL, just have it managed properly to save from accumulation of interest if purchases are not paid on due date. The banks are very strict on credit card approvals as applicants with bad credit record were all denied. This bank policy made it impossible for those who have bad credit record to have a credit card. However, gone are the days for this kind of policy because Requestcredit.com are now offering  Credit Cards For Bad Credit. Hence, credit cards are not only for those with good payment record but to those with bad payment record. With Requestcredit.com, application are made online. Hence, it will be easier for those who doesn’t have time to go to the bank and get or submit their applications. Approval for online application is faster, I guess, than the other means of submiting application.

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