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Our life, experiences, and lessons learned

In search of HMO

My sister Carol is in search for an HMO (Health Maintenance Organization) where she could enroll the kids (Ella and Eman). For days, she’s been searching and reading feedbacks online about the HMOs that I have mentioned to her. The best that I could suggest are the HMOs of the employees under executive payroll in my previous employment. So far it’s the best that I know in terms of coverage and services but it sure is has the highest premium. It’s a bit difficult to make a comparative analysis between the companies because not all HMOs give all the details that one needs are stated in their website. If only these health insurance companies could also do what the companies outside of the country do where they provide all the data that one is looking for, including a questionnaire to answer for the specific need of the prospect client, then online queries could be considered health insurance leads for the agents that could help them increase their sales. Hope HMOs would consider the idea of providing online quotation not only for health insurance seekers’ convenience but also to help them and the agents increase their sales volume.

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