Before we got married, I was thinking of getting a foreclosed house and lot from either Pag-Ibig or SSS. It’s cheaper, with bigger lot and floor area and mostly it’s located near downtown area. Lots of earlier developed subdivisions that ranges from 125 - 150 sq m while newly developed subdivisions’ lot are smaller with only 80-100 square meters. Hence, if we wanted to have a bigger lot , we have no choice but to get 2 lots and it costs much. Also, subdivisions are getting farther and farther from the city limits. Some are not even accessible with public transportation. Thus I was really interested in getting a foreclosed house and just like others, we will monitor for foreclosure notice being posted at Pag-Ibig’s office so that we can place our bid early. But after few months, Ace’ plan changed. We are going to build a house in the lot that will be given to him by his MaDy.  

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